Contractors don’t struggle because of bad work — they struggle because customers pay slow. If you’re waiting 30–90+ days on invoices while payroll, materials, and subs need to be paid now, factoring gives you the working capital to keep projects moving without taking on debt.

Webb Capital Advisory helps contractors, subcontractors, and trades unlock cash flow using fast, flexible invoice factoring built specifically for the construction world.

Why Contractors Use Factoring

Contractors choose factoring for one reason: Cash flow is the difference between taking on more work or turning it down.

With factoring, you get:

Cash in 24–48 hours on approved invoices
No debt added — it’s your money, just faster
Fuel for payroll, materials, equipment, and new jobs
Protection from slow‑paying customers
The ability to scale without cash flow bottlenecks

If your customers pay slow but your expenses don’t, factoring is the most powerful tool you’re not using yet.

Who This Is Built For

Perfect for contractors and trades with B2B or commercial clients:

General Contractors
Subcontractors
Electrical, Plumbing, HVAC
Roofing & Exterior Trades
Concrete, Site Work, Excavation

If you invoice other businesses and wait to get paid, this is for you.

How Contractor Factoring Works

A simple, three‑step process:

1. Submit your invoice You complete the work and send the invoice to us instead of waiting on the customer.

2. Get paid in 24–48 hours You receive an advance on the invoice — fast, predictable, and debt‑free.

3. Your customer pays later When they pay, the remaining balance (minus a small fee) is released.

You stay liquid. You stay in control. You stay building.

Most factoring companies don’t understand construction. We do. You get:

Fast approvals
Simple terms
Clear communication
A partner who understands retainage, progress billing, and job‑site realities
National reach — no local limitations
Operator‑first approach — built for people who build things

This isn’t bank financing. This is strategic capital for contractors who need to move now.

What You Can Use Factoring For:

Payroll

Materials

Subs

Equipment

Fuel

New projects

Growth opportunities

Emergency cash flow gaps

If cash flow is slowing you down, factoring removes the bottleneck.

Get the funding you need to grow your business

Let's Talk

​Contractors don’t struggle because of bad work — they struggle because customers pay slow. If you’re waiting 30–90+ days on invoices while payroll, materials, and subs need to be paid now, factoring gives you the working capital to keep projects moving without taking on debt.

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Why Contractors Use Factoring

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Who This Is Built For

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Contractors don’t struggle because of bad work — they struggle because customers pay slow. If you’re waiting 30–90+ days on invoices while payroll, materials, and subs need to be paid now, factoring gives you the working capital to keep projects moving without taking on debt.