Cash Flow Solutions for
the Construction Industry
Unlock the Capital in Your Unpaid Invoices
Get Paid in 24–48 Hours. Keep Your Jobs Moving.
Slow payments shouldn’t stop your projects. We help subcontractors, trades, and construction crews access fast, flexible working capital based on approved invoices — so you stay in motion.
Invoice Factoring / Early Pay
Invoice factoring turns your unpaid invoices into fast working capital — so you don’t wait 30–90 days to get paid. Instead of slowing down while GCs verify paperwork or hold retainage, you get cash in 24–48 hours on approved invoices.
No debt. No loans. No long‑term commitments.
It’s simple: You submit an invoice → You get paid fast → Your GC pays later.
For subcontractors and trades, factoring keeps payroll moving, materials flowing, and projects on schedule — even when customers pay slow. It’s the most reliable way to maintain momentum in construction.
Slow Payments Kill Momentum
In construction, you can do everything right and still wait 30–90+ days to get paid. Meanwhile:
-
Payroll is due every week
-
Materials need to be purchased upfront
-
Crews need to stay busy
-
GCs take their time verifying invoices
-
Retainage holds back 5–10% for months
Cash flow — not skill — is what limits most contractors.
Simple, Fast, & Contractor Friendly
Every contractor’s situation is different, but the approach is simple:
-
No long-term contracts required
-
No hidden fees
-
No monthly minimums
-
Flexible funding as needed
-
Transparent pricing based on invoice strength
Take Advantage of Our Experience
Dave Webb is the Managing Partner of Contractors Factoring. He has 30 years experience in the financial industry including the last 15 years specializing in invoice factoring and asset-based lending. He helps subcontractors, trades, and construction businesses nationwide access fast, reliable working capital so they can keep projects moving, crews paid, and opportunities growing.
Dave's extensive knowledge of the factoring industry and business financing is invaluable for sourcing and arranging the funding that businesses need to help grow revenues. He loves working in this industry because he has the ability to make a positive difference in the quality of business owners’ lives.
Dave Webb
President
Real Solutions for Real Contractor Challenges
-
Cover payroll during slow GC payments
-
Buy materials without draining cash
-
Take on more jobs without waiting for old ones to pay
-
Bridge progress billing gaps
-
Keep subs and crews moving
-
Handle unexpected delays or change orders
-
Smooth out seasonal slowdowns
-
Support rapid growth without stress
-
Meet your daily need for cash and use the money to grow.
-
Focus on growing your business, not the collection process.
Who We Help
From roofers and electricians to crane operators and gravel haulers, we’ve helped hundreds of construction contractors improve cash flow and increase revenues. We specialize in working with businesses that generate $300,000 to $30 million in annual revenues. Here are just few of the trades we support.
-
Asphalt
-
Carpentry
-
Concrete
-
Demolition
-
Drilling
-
Drywall
-
Electrical
-
Excavation
-
Flooring
-
Framing
-
Grading
-
Hauling
-
HVAC
-
Interiors
-
Painting
-
Paving
-
Plumbing
-
Roofing
-
Structural Steel
-
Scaffolding
-
Site Work
-
Utilities
